The traditional Habitat homeowner program (H1) allows first time home buyers to purchase a new home. The family helps to build their home with sweat equity hours and receives an affordable mortgage with a low interest rate.
Habitat offers new and affordable homes for sale in our H2 program to qualified applicants. The buyer will pay market value for their home and the current interest rate set by the lender.
Habitat homes are three bedrooms and two-baths and are 1,200 square feet. All of our homes are single story, wood frame structures that earn the highest energy ratings possible.
Traditional Habitat homes (H1) are built by volunteers and the partner family but some parts of the home must be constructed by licensed contractors.
New Habitat homes (H2) are constructed by licensed contractors.
Depending on weather, it takes four months to build a home.
Habitat homes are sponsored by businesses, corporations, churches, civic organizations and private foundations that donate money to cover the cost of construction. Sometimes the funding for a home comes from one source, but more often it comes from several sources joining together to build a home.
Families who qualify to build and purchase a Habitat home must meet the following criteria:
A partner family is a family that has completed the application process and been qualified to partner with Habitat to build and purchase a home.
Applicants who have met a rigorous set of qualification requirements, including:
No. We build homes with people in need and sell them with an affordable mortgage loan.