How to Apply for a Habitat for Humanity House

We are glad that you are interested in owning your own home.

Smith County Habitat for Humanity chooses its homeowners based on three criteria:

  • the applicants’ level of need
  • their willingness to become partners in the program
  • and their ability to repay the mortgage loan.

(Neither race nor religion is a factor in the application process for families who are accepted into the Habitat program.)

If you can say “YES” to all of the questions below, you might qualify to purchase a Habitat home:

  1. Have you been a resident of or worked in Smith County for at least one year? YES/NO
  2. Are you a first time home buyer? YES/NO
  3. Are you willing to partner with Habitat to help build your home and other Habitat homes? YES/NO
  4. Can you prove consistent, stable income for the past 24 months or more? YES/NO
  5. Will you allow Habitat to run credit, sexual offender and criminal background checks on you? YES/NO
  6. Do you earn 50%-80% of the median income of Tyler Residents? YES/NO      (Please see chart below for reference.)
Family Size 50% of Median Income 80% of Median Income
1 $26,100 $41,700
2 $29,800 $47,700
3 $33,550 $53,650
4 $37,250 $59,600
5 $40,250 $64,350
6 $43,200 $69,150
7 $46,200 $73,900
8 $49,150 $78,650

If you would like to be considered for a Habitat home, please download, complete and mail the following paperwork: English or Spanish


Contact the Family Services Department